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Business finance that backs you

Whether you're funding exciting opportunities, buying stock or managing cash flow, our specialist finance can take you further

Apply as a limited company without affecting your credit score

  • Short & long term finance

  • Apply online in 7 minutes

  • Get a quick decision

  • UK-based support team

  • Fixed interest rates

British Business Bank

Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.

Explore our different finance products

Our products are designed to fit the needs of business owners, and come with decisions in as little as 1 hour

Business Loan

Fast, affordable loans

for almost any business need

Amount

£10,000 to £500,000

Product

Term loan up to 6 years

Interest

From 6.9% per year

Fees

One-off completion fee

Cashback business credit card

2% cashback, up to £2,000, for 6 months

and uncapped 1% cashback after that

Amount

£1,000 to £250,000

Product

Business credit card

Interest

From 14.9% per year

Fees

No monthly fee

Line of credit

Pay in 1, 3, 6, 9, or 12 months

and manage short term cash flow

Amount

£1,000 to £250,000

Product

Revolving credit facility

Interest

0%

Fees

From 1.5% per transaction for a 1 month term

Growth Guarantee Scheme (GGS)

Government-backed loans

for growth, working capital and more

Amount

£25,001 to £250,000

Product

Term loan up to 6 years

Interest

From 13.7% per year

Fees

One-off completion fee

Asset finance

Fund vehicles, equipment or machinery

through our specialist partners

Amount

£10,000 to £5 million

Product

Secured loan up to 7 years

Interest

Varies by provider

Fees

Varies by provider

Apply for a Business Loan or Growth Guarantee Scheme loan and we'll assess which product is right for you on the best possible terms. If we can offer you a loan without GGS, we will do.

Get a personalised quote without affecting your credit score

If you’re a limited company or LLP, you can get a loan decision without affecting your credit score. So you can assess your options with complete peace of mind.

Funding Circle customer
  1. 1
    Check if you’re eligible in 30 seconds

    See if you qualify with no fuss

  2. 2
    Apply online in 7 minutes

    Tell us about you and your business in our online form

  3. 3
    Get your decision in as little as 1 hour

    If approved, you’ll get a personalised, no-obligation quote

  4. 4
    Funds paid out typically within 48 hours

    Once you accept your offer, we’ll deposit the funds into your account

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Here to help if you need us

Contact our UK-based team if you have any questions

Supporting businesses across the UK

For over 10 years, businesses from every corner of the UK have trusted us to help them go further

Att Pynta

Att Pynta

Furniture Brand

Based in London

"They were really responsive, it was great to have someone I could just call with questions."
Computers For Flooring

Computers For Flooring

Software Company

Based in Cardiff

"The whole process was so easy – I'd never go back to a bank."
The Great Yorkshire Shop

The Great Yorkshire Shop

Retail Business

Based in Yorkshire

"With the extra cash flow, we've doubled our turnover."
Funding Circle

The Funding Circle story

Founded in the UK to give small and medium-sized businesses better access to finance, we’ve helped more than 103,000 businesses borrow £13.6 billion since 2010.